Monday, September 1, 2008

Living on less

I'm taking the challenge to live on less! Eeeeek!!! I am not so good at going without and I have a bankruptcy on my credit to prove it :( Carl has been working at a rather high paying (for us) job for almost a year now. At first we were saving money even managed to save up enough to go on a trip to Disneyland in April. Then I started feeling really depressed and tried to cure that with stuff. I pretty much buy what I want when I want and I feel like crap about it! I have the number of a really great financial advisor but for some reason avoid making the call. I think this stems back to my issue's with not thinking I deserve happiness. I can see us becoming financial secure and buying a house but then my dream would be reached and I would be happy...can't let that happen! I am in complete control of our finances. My husband couldn't tell you the first thing about our bills or expenses. He would rather not know where the money goes because then when we're broke he is completely blameless. I have told him time after time I need help with it, someone to be accountable to but he's just not into it. After reading Fawndear's blog post about the 30 days of nothing challenge I decided to be accountable to you guys. Carl's never going to be into it and I need stop using that as an excuse to spend frivolously. Time to take control MRS. H!!! But here's the catch, I have never been good with money so I need your help. What should I be spending, what is unnecessary??? HELP!!

7 comments:

BoufMom9 said...

I haven't checked Fawn's blog yet, but sounds like a great plan! Hmmm, and like something I need to do too. (I am much like you...spending to make myself feel better)
I am not sure what you need to know... the way i see it, you only should buy what you actually need.

BoufMom9 said...

OK, I joined up too!

Renata said...

Thanks for leaving a comment on my blog! Your blog is great - what a cute family you have!
As for the 30 days of nothing - your is the third blog that I've just read that talks about it - & this after I prayed in my quiet time this morning that God would help me with money managment! Still don't know if I'll join (OK really it's just because my birthday's in that 30 days).

Christine said...

This is something I would like to try too. Eating out less, less snack foods, no extras. It's a start.

Cassandra-ann said...

Yay Jennifer ! we are in it togethor ;-) lets see how we go...
good luck with the not eating out, i am sad that i'll have to give up our once a week take away lol

Cassandra xx

Tiaras & Tantrums said...

Oh, I need major help in this area as well!!!!

Shawna said...

I'm with ya! Here to cheer you on as I join the fun too!