Monday, September 1, 2008
Living on less
I'm taking the challenge to live on less! Eeeeek!!! I am not so good at going without and I have a bankruptcy on my credit to prove it :( Carl has been working at a rather high paying (for us) job for almost a year now. At first we were saving money even managed to save up enough to go on a trip to Disneyland in April. Then I started feeling really depressed and tried to cure that with stuff. I pretty much buy what I want when I want and I feel like crap about it! I have the number of a really great financial advisor but for some reason avoid making the call. I think this stems back to my issue's with not thinking I deserve happiness. I can see us becoming financial secure and buying a house but then my dream would be reached and I would be happy...can't let that happen! I am in complete control of our finances. My husband couldn't tell you the first thing about our bills or expenses. He would rather not know where the money goes because then when we're broke he is completely blameless. I have told him time after time I need help with it, someone to be accountable to but he's just not into it. After reading Fawndear's blog post about the 30 days of nothing challenge I decided to be accountable to you guys. Carl's never going to be into it and I need stop using that as an excuse to spend frivolously. Time to take control MRS. H!!! But here's the catch, I have never been good with money so I need your help. What should I be spending, what is unnecessary??? HELP!!